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SE'RVICES
Insurance Quote
Dear: Denise Lembcke, Martin Morris Agency, Inc - Ephrata Date: May 23, 2023
Attached please find Carrier quotation RPS has secured on your behalf for the below mentioned risk.
Please review the attached and below carefully as coverage described herein may be different from the original application
submitted, or prior policy if applicable.
Insured: Morgan S Fife MD
Insured ID: 11399704
Mailing Address: 1800 S Clover Dr Moses Lake, WA 98837
Physical Address: 35 CST NW, Ephrata, WA 98837
Carrier: General Star Indemnity Company / Non -Admitted
Policy Period: 6/17/2023 to 6/17/2024
Coverage: Professional - Physician
TIV: per Carrier terms attached
Limit: per Carrier terms attached
Rate: per Carrier terms attached
Policy Premium: $57,955.00
Fees (fully earned): Broker Fee - RPS $3,000.00
Taxes: $11219.10
$60.96
Home State: WA
TOTAL: $62,235.06
RPS Reference #: 5549947A
AM Best Rating: A++ XV
Surplus Lines Tax
Stamping Office Fee
'HE PREMIUM ABOVE DOES NOT INCLUDE TERRORISM COVERAGE. IF THE INSURED ELECTS TO PURCHASI
ERRORISM COVERAGE THE ADDITIONAL PREMIUM WILL BE PLUS TAX OF.
Commission: 12%
Conditions/ Subjectivities: per Carrier terms attached
Subject to:
See carrier binder for all subjectivities - highlighted
Minimum Earned Premium: 25%
GRANT COUNTY CONVIISSIONERS
Please note:
• You are responsible for reviewing and explaining the coverage to the client, including any options, available or not from
our office. The terms hereon are not fully described and no assumption should be made as to the adequacy of the
coverage of the risk to the client.
• You are not an Agent of the insurer, and as such, cannot bind coverage nor make any commitments on behalf of the
insurer, nor of us. This policy cannot be assigned to another without the written consent of the insurer or their Agent.
• Insurance companies will not approve binding until all subjectivities (except inspections) have been received and
accepted.
• This document is a representation of the Carrier's quotation and is subject to all premiums, limits, terms, conditions
and exclusions as set forth by the carrier.
• If this policy is issued on a non -admitted basis, your office is responsible for completing, collecting and delivery to RPS
any required surplus lines forms, taxes and fees from the insured at time of Binding. RPS will remit the applicable
taxes and forms to the state. If this policy is subject to the surplus lines laws in your state, you should make every
effort to comply with any special provisions and regulations of your state.
• You are responsible for the issuance and review of Certificates of Insurance (COI). COls cannot amend or alter the
terms provided herein.
• All premiums and any fees are due to RPS within 20 days of binding unless otherwise stipulated. Accounts with
payments that are overdue and are not received within this time frame are subject to cancellation.
• By binding you commit to any provisions contained hereon, such as Minimum Earned Premiums. There are no flat
cancellations allowed.
Please advise in writing if you would like to bind coverage per the attached terms and conditions. Should you have any
questions please give us a call. Thank you for the opportunity to work on your business!
Sincerely,
Jill A.Osborne
Risk Placement Services, Inc. - Scottsdale
GenStar��
General Star Indemnity Company
1 N. Wacker Drive, Suite 1760
Chicago, Illinois 60606
GENSTAR SPECIAL RISK PLUS PREMIUM INDICATION
Date: 05/26/2023 *updated*
Subject to the following terms & conditions, we are pleased to offer a premium and coverage
indication for our Physicians & Surgeons, claims -made Professional Liability Program:
INDICATION FOR: Morgan S Fife, MD APP ID: 2656363
MEDICAL SPECIALTY: Correctional Medicine Aim.
Specialty Code: 85102
UNDERWRITING COMPANY: GENERAL STAR INDEMNITY COMPANY
PROPOSED EFFECTIVE DATE: 06/17/2023 RETROACTIVE DATE: 05/18/2015
LIMITS OF LIABILITY: $1,000,000 EACH CLAIM/ $3,000,000 ANNUAL AGGREGATE
DEDUCTIBLE: $10,000
ANNUAL PREMIUM: $57,955 *SEE RPS EMAIL FOR TOTAL
DUE INCLUDING TAXES & FEES.
THIS INDICATION WILL EXPIRE ON: 06/17/2023
Percentage of Full Annual Premium for 12 -Month Extended Reporting Period: 100%
Percentage of Full Annual Premium for 36 -Month Extended Reporting Period: 150%
Percentage of Full Annual Premium for 60 -Month Extended Reporting Period: 200%
• page two •
05/22/2023
Morgan S Fife, MD
Program Terms & Conditions:
R1 A 25% minimum earned premium is charged upon binding. No flat cancel allowed.
0 No separate `corporation/entity' limit of liability is available.
0 All other terms and conditions as set forth in the policy.
0 Death, Disability and Retirement (DDR) coverage subject to terms and conditions of the
policy.
0 Incident Sensitive, Defense Inside the Limits, Deductible applies to Indemnity and
Defense, Consent applies with Hammer Clause.
R1 IL P 001 01 04 U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSETS
CONTROL (11OFAC11)
(� IL 11 0001 07 22 Additional Policy Conditions - Trade Sanctions & Specially
Designated Nationals (OFAC)
C�1 PS 21 0008 07 22 Exclusion - Cyber Privacy Event, Cyber Security Event, Data
Related Liability and Interruption or Failure of Services
L� PS 21 0010 06 22 Physicians & Surgeons Private Citizen Statutory Abortion Liability
Exclusion
R1 PS 21 0011 05 23 Exclusion - Recording And Distribution Of Material In Violation Of
Law
0 PS 21 0006 06 20 - Communicable Disease Exclusion
0 PS 06 0001 05 13 - Professional Services Redefined — Correctional healthcare services
provided at Grant County Jail 35 C Street NW, Ephrata, WA 98823 by licensed medical
professionals scheduled on this policy.
10 06 PS 396 — Exclusion — Performance for Specified Entity — Any/All Entities other than
Correctional Medical Associates and Remedy Inmate Medical Services
0 PS 20 0003- Additional Insured — Vicarious Liability — Grant County Retro 6/17/2020
0 06 PS 458 — Schedule of Named Insureds
• Tyson Andelin PA -C — Retro 6/6/2022
• Andrew Nielsen, PA -C — Retro TBA
• Kathleen Tillie Holloway, PA -C — Retro: 5/18/15
Departed Providers:
• Corbin Lynn Moberg, PA -C, MSPAS — Retro: 5/18/15 - 6/17/23
• Darci Sander, ARNP — Retro: 7/31/18 - 6/17/23
R1 • Eric Aronsohn PA -C, MSPAS — Retro: 5/18/15-6/27/16 - 6/17/23
PS 24 0007 10 22 Physician & Surgeon's Named Insured's Duties in the Event of a
Potential Claim amendment.
REQUIRED IN ORDER TO PROVIDE FIRM QUOTE OR BIND
1. None
;AGENT/BROKER RESPONSIBILITIES AND ACKNOWLEDGEMENTS: If bound, coverage will be
..................................�.�........ �. �....� .�...��........................................................................................................................................................................................................................................................... W.._- ... W _....-.. �._.
provided on a surplus lines basis, through the company identified herein. The agent/broker will be
solely responsible for any and all calculations, collections, and remittance of S/L taxes; stamping fees;
any notices; full compliance with any state affidavit requirements; any/all state Patient
Compensation/CAT Funds or similar organizations reporting requirements, fee collections and
remittances. The premium shown hereon does not include any of the above fees/charges.
We require a written order to bind coverage, no verbal bind orders will be accepted. As the Agent of
Record with the Company on this specific account, you understand that once bound, you are
responsible to the Company for payment of premium, subject to the minimum earned premium as
stated above. Please sign and date the following as acceptance of these terms and a specific Order
to Bind Coverage:
Rob Jones Chair